When using Pay later in 4 instalments, your Initial Payment will be charged once your order is confirmed by the merchant. The amount of each subsequent Instalment Payment.Payment Schedule and Due Date: When you elect to use this payment option, we will present you with the applicable payment terms, including: This amount will not be charged until the merchant confirms the order, but your card issuer may restrict access to the authorized amount while pending. If we accept a card we will authorize the card for the Initial Payment. Most valid credit and debit cards that are not scheduled to expire in the near future are accepted. If a type of card is not accepted you will be notified before the purchase is completed. It is at our discretion whether you can pay with this Payment Option.Īccepted Cards: We may limit the types of cards we accept at our discretion. There is no cost to use this service, however the issuer of your card may charge interest or other fees under the terms of your card agreement. You will make your payments directly to Klarna using your card. If you are offered to Pay later in 4 instalments, you have the option to pay for your purchase with a credit or debit card in four (4) payments. If you do not agree to these terms, you must not use the Klarna Services.
Please read these Payment Option Terms carefully. In addition to these Payment Option Terms, your use of the Klarna Services are governed by the Klarna Services Terms and the Klarna Privacy Policy. The following payment option terms (“ Payment Option Terms”) apply between Klarna Australia Pty Ltd (" Klarna," we," or " us") and the user of this payment option (" you"). If you have any questions about those charges contact your card issuer. The issuer of your card may charge interest or fees under your agreement with them.If you have questions about the quality or shipping of your order, please contact the merchant where you made the purchase.If you already paid us for a refunded order, we will refund the amount you paid back to you. If you cancel your purchase or return your goods we will automatically waive the amount you owe us (as soon as this has been confirmed by the merchant).Any missed instalments, including any added late fees, will be rolled over to the next scheduled Due Date. If you are delayed in making a payment, we may charge late fees. There are no interest charges with Pay later in 4 instalments, and no fees when you follow your automatic payment schedule.The first payment is charged when the merchant confirms your order (usually the shipping date), the next 3 payments are automatically charged every 2 weeks after that.You must be 18 years old and capable of entering into a legally binding contract.Use your own valid debit or credit card to pay (no prepaid cards).Klarna Pay Later in 4 Instalments Terms How it works
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